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LEGAL INFORMATION
Welcome to the Health Management Advisors, LLC (“HMA
Direct”) web site hmadirect.com (the “Site”). HMA
Direct provides this website to you subject to the
following Terms and Conditions (“Terms and
Conditions”) that govern your use of the Site and by
accessing or using the material on the Site, you
indicate your understanding and agreement to the
following:
Disclaimer
Limitation of Liability
Changes to this Site
Not a Solicitation
Links
Site Description
Privacy
Passwords and Security
Information on this Site is provided “AS IS” without
warranty of any kind, either express or implied.
The data set forth on this Site is for informational
purposes only, and no warranty is made that the
information is totally secure, error free, or
current. The information may be changed or updated
without notice. This Site is intended to be a
source of general information, it is not intended to
promote or sell any product or service, nor is it
intended to provide legal advice, guidance, or
interpretation. You should consult with qualified
legal or medical professionals regarding legal or
health related questions. Any material downloaded
or otherwise obtained through the Site is done at
your own discretion and by so doing, you agree that
you will be solely responsible for any damage to
your computer system or loss of data that results
from any download.
YOU EXPRESSLY UNDERSTAND AND AGREE BY USING THIS
SITE THAT HMA DIRECT SHALL NOT BE LIABLE FOR ANY DIRECT,
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR
OTHER DAMAGES, (EVEN IF HMA DIRECT HAS BEEN ADVISED OF THE
POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES) RESULTING
FROM THE USE OF OR INABILITY TO USE THIS SITE;
UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR
TRANSMISSION; STATEMENT OF OR ACTIONS OF ANY THIRD
PARTY ON THE SITE OR ANY LINKED SITE; ANY OTHER
MATTER RELATING TO THE SITE.
Data and information on this Site may be changed or
updated without notice. HMA Direct has no
obligation to update information on this Site, so
information contained herein may be out of date at
any given time. HMA Direct may also make
improvements or changes in the products, programs,
or information presented on this Site without
notice.
Nothing in this Site is designed as a solicitation
or offer to purchase coverage or services from HMA
Direct or any of its related companies. No material
or information on this Site should be construed as
medical advice and/or treatment. No
physician/patient relationship is created by your
use of the Site. If you have interest in purchasing
any of HMA Direct’s products or services, please
contact us at 1-888-333-8828. If you have specific
health care needs or require health care
information, please see a doctor or other
appropriate health care provider.
HMA Direct may provide links to other entities on
this Site for your convenience in locating
health-related information, services and products.
When you use these links, please be advised that you
are leaving HMA Direct’s Site and that the other
sites are maintained by other organizations or
entities. Accordingly, HMA Direct cannot guarantee
the accuracy of information on such website or its
privacy or security. In addition, HMA Direct by
providing such link does not endorse or recommend
the viewpoint, policies, products or services
provided or shown on that website. You can review
the most current version of this Legal Information
and our Privacy Policy at any time through links on
other pages of this Site.
You can view a Site Map describing the various
portals and information available on this Site by
clicking on the link entitled “Site Map” on other
pages of this Site.
HMA Direct and all of its subsidiaries are aware of
the concerns of individuals regarding their privacy
while using our website and doing business with us
over the internet. We share your concerns and have
adopted a privacy policy covering how we handle your
personal information and personal health related
information. You can view the current version of
our Privacy Policy at any time through the link
entitled “Privacy Policy” located on each page of
the Site. From time to time, we may request
personal information and/or personal health related
information from you on our Site through a secure
connection, in order to deliver requested materials
to you, respond to your questions or requests, or to
deliver a product or service. By contacting us
through the Site you specifically consent and
authorize us to do so. HMA Direct and all of its
subsidiaries will not sell, license, transmit, or
disclose this information outside of HMA Direct and
its subsidiaries unless a) expressly authorized by
you, b) it is necessary to enable HMA Direct
contractors or agents to perform certain functions
for us, or c) it is required or permitted by law.
In all cases were such information is disclosed to
others outside of HMA Direct, we will do so
according to applicable laws and regulations and
will require any recipient to protect the privacy of
the information and use it only for the intended
purpose.
When you visit the Site, we may also collect general
non-personal information about you such as the type
of browser you use, the pages you visit and your
domain name. We use this information to update and
improve our Site so that it may better serve you.
Like most commercial websites, we also may use
cookie technology. A “cookie” is a non-executable
data element that a website can send to your browser
when you link to that site. It is not a computer
program and has no ability to read data on your
computer or to perform any other function on your
computer. It merely serves as a way of identifying
repeat users to our Site so that we can track usage
patterns and better serve you when you return to the
Site in the future. A cookie does not contain
personal information about you.
HMA Direct has adopted and adheres to stringent
security standards designed to prevent unauthorized
release of or access to personal information and
health related information. For example, all of our
employees receive training on privacy and security
laws and regulations regarding confidentiality of
such information and must certify their
understanding. HMA Direct will take appropriate
disciplinary action against any employee who
violates these standards of conduct.
HMA Direct uses 1024 bit encryption on its Site to
help keep information secure. You will not be able
to access certain pages of our Site unless your
computer has 128 bit encryption. Despite these and
other security measures, no security system is
guaranteed to be 100% reliable. We continue to
review and test our systems and make modifications
and improvements to insure the highest level of
security and privacy. We encourage you to do the
same to protect your information. You should be
aware that the confidentiality of any communication
or information transmitted to or from HMA Direct
using this Site or email cannot be guaranteed. HMA
Direct is not responsible for the security of
information transmitted over the internet. You may
prefer to communicate with us by telephone at (617)
581-6655 or (888) 333-8828, or by U.S. Mail or other
delivery carrier to HMA Direct, 7 Wells Avenue,
Suite 24, Newton, MA 02459. If you prefer you may
email us by using the “contact HMA Direct” link on
all pages on this Site and using the form on that
page for your message.
There are some areas of HMA’s Site where members,
employers, administrators, and providers may access
individual and/or group information regarding group
health insurance benefits, pre-authorization of
services, enrollment, network providers, and claims
information. Access to these areas is restricted to
authorized users only, and is subject to certain
security procedures, including the use of passwords
and user identification numbers. You may register
for an account to access our Site through the link
on our home page that is appropriate for your
category of user (e.g. Provider, Member, Broker,
etc.) By registering and logging on with your
password and user identification number:
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You
are responsible for maintaining the confidentiality
of your password and are responsible for all
activities that occur on the Site using your
password.
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Any
loss of or unauthorized use of your password or
other breach of security must be reported to HMA
Direct as soon as possible.
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You
must also properly exit from your account at the end
of each session.
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Except
where expressly authorized by law, you certify that
you are not using another person’s password or user
identification to access this Site.
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You
agree not to falsely state or otherwise represent
your affiliation with a person or entity to obtain
access to the Site.
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You
also agree not to copy or otherwise publish personal
or other confidential information accessed through
the Site.
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You
agree to provide us with true, accurate, current and
correct information about yourself as requested and
to maintain and promptly update your information.
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HMA
Direct is not responsible for any losses or damages
arising from your failure to comply with these
requirements.
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HMA
Direct has the right to terminate your access to our
Site at any time and for any reason.
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